Applying for a Home Loan? These are the Documents You Will Need!

Availing Home Loans can prove to be a very tedious process, but Fincity’s team of financial experts are not only highly skilled but also committed to taking away the hassle and simplifying the task.

If you’re on the exciting journey to owning a house, let’s make it easier for you! Here are a few documents you’ll need for a home loan. 

Home Loan Documents Required for Salaried Employee: 

Particulars Documents 
Application form: Completely filled and signed Home Loan application form of the chosen bank/financial institute. Compare and choose from best offers here. 
Identity/ Age Proof: PAN Card (mandatory) Driving License Passport 
Address Proof: Passport Rental Agreement Driving license Electricity / Telephone Bill  Ration Card  Bank Statement  
Income Documents: Last 3 months’ salary slips Last 6 months’ bank statement (Salary Account)Form 16   
Property Documents: Copy of complete chain documents of property Copy of Agreement to Sell (if in possession) Copy of the Allotment Letter / Buyer Agreement(if applicable) Copy of Receipt/(s) of payment/(s) made to the developer (if applicable) 

Know More About Home Loan For Salaried

Home Loan Documents Required for Self-Employed Individuals (Professionals and Non-professionals: 

Particulars Documents 
Application form: Completely filled and signed Home Loan application form of the chosen bank/financial institute. Compare and choose from best offers here. 
Identity/ Age Proof: PAN Card (mandatory) Driving License Passport 
Address Proof: Passport Rental Agreement  Driving license  Electricity / Telephone Bill   Ration Card   Bank Statement  
Business Establishment/Existence Proof:   Business Profile Establishment Certificate  Trade License Certificate  SSI Registration Certificate Partnership Deed (for firms) / Memorandum of Association (MOA) for companies  Export-Import Code Certificate/Factory Registration Certificate  PAN Card/Sales Tax/ VAT Registration Certificate  SEBI Registration Certificate  Registration No issued by ROC   Degree Certificate for Professionals  Membership Certificates for Professional Business Existence Proof for Professionals  
Income Documents: Income Tax Returns certificate for 3 years along with COI & B/S duly certified / audited by CA   Last 12 months’ Bank Statements (Self & Business) 
Property Documents: Copy of complete chain documents of property  Copy of Agreement to Sell (if in possession)  Copy of the Allotment Letter / Buyer Agreement (if applicable)  Copy of Receipt/(s) of payment/(s) made to the developer (if applicable) 

Know More About Home Loan for Self-Employed

Need more specific queries about home loan documents? Connect with our expert loan advisors at hl@fincity.com.

Compare Home Loans Rates