There might come a time in every person’s life where they are hard pressed for money, it is during these times that a personal loan comes in handy. An individual can avail money from a few thousand to lakhs. It is to help in these situations that banks like ICICI Bank provide Personal Loans.

As one can clearly notice, a Personal loan is a multipurpose, multivariant loan that can be applied for in both ways – online or offline! But since personal loans are unsecured loans, there are stern rules and regulations that the borrower needs to abide by before loans are approved. Once the personal loan is approved, you can easily check the status of the loan in many ways.  

ICICI Bank Personal Loan 

One of the most ideal choices to make is ICICI Bank Personal Loan, to make for those looking for instant funds to deal with a financial situation including a wedding, a vacation, home renovation, medical crisis, etc.  

Offered up to Rs. 25 lakhs, ICICI Bank Personal Loan can be availed offline and even online without any hassle! It can be repaid within a flexible duration, ranging from 12 months to 60 months. Customers can track their personal loan application status or even know the status of their active loan both online and offline. 

You can avail a personal loan scheme from ICICI Bank to meet various needs of yours at attractive interest rates and flexible repayment tenure. Tracking the status of your loan once you have applied for a personal loan, you can check the status of your personal loan both online and offline.

With Fincity, now you can easily check the status of your personal loan application and stay up-to-date on whether you are likely to get the amount credited. Nevertheless, here we describe a few ways you can check the status of your loan yourself.   

Track Application Status of Your Personal Loan 

There are various methods to keep track of the application status of your loan. However, the online method is the easiest one for everybody. In the online method, all you have to do is visit the website of ICICI bank and enter your details. The status will instantly be provided. 

You can track the status of your personal loan by providing the reference number you have received at the time of application. You will receive this number in the form of an SMS from the bank. It is important to save this number for reference in the future. You also will be required to provide your registered mobile number to receive the application status. 

You also have the option of checking the status of other types of loan products that you have availed. You can visit the ICICI BANK website or download the ICICI BANK app, both of which are free, and, after logging in with your credentials, under the specific loan product tab availed by you, you can check the status of your loan product. You will be required to provide your reference number and the mobile number registered with the bank to check the status of the loan that you have availed. 

Details Required to Check ICICI Bank Personal Loan Status 

Given below are the basic list of documents that you will be required to have to check the status of your personal loan by ICICI Bank 

  • Application Reference Number 
  • Name 
  • Mobile Number 
  • Date of Birth 

In case the individual does not remember his or her Reference Number, he or she will be required to provide some additional details. These details are listed below: 

  • Applicant’s Name 
  • Applicant’s Date of Birth (DOB) 
  • Name of the product 
  • Amount of loan in the application 
  • Applicant’s Permanent Account Number (PAN) 

Method of tracking ICICI Personal Loan Application Status 

  1. Visit the official website of ICICI Bank. 
  1. Select the Check Loan Application Status page on ICICI Bank’s website 
  1. Enter your Reference Number and Form Number 
  1. Click on ‘Submit’ 

In case you have forgotten both your Form Number and also Reference Number, follow the below mentioned steps: 

  1. Go to the section labelled ‘Forgot Your Reference Number’. 
  1. Fill out all the required details, e.g.: your name, date of birth, product (type of loan), loan amount and PAN number 
  1. Hit on ‘Submit’ 
How to track ICICI Personal Loan Application Status

Option B 

You also have the option of tracking your personal loan application status by replicating the steps given below: 

  1. Visit the website of the ICICI bank https://www.icicibank.com/
  1. Select ‘Products’  
  1. Select ‘Personal Loan’ 
  1. Click on ‘More’  
  1. Select ‘Check Loan Application Status’. 
  1. Fill in basic contact details like your mobile number, date of birth and OTP/application number and click on Continue to check the status of your personal loan application. 

Checking the Status of Your Loan  Using ICICI Bank iMobile app: 

You can also check your personal loan application’s status using the bank’s iMobile application by simply following the steps given below:

  1. Log in to iMobile app. 
  1. From the home screen, select the option called ‘Cards, Loans & Forex’ option. 
  1. Click on ‘Loan Account’. 
  1. Under the option of ‘Loan Account’, select the ‘Track New Loan’ option. 
  1. Enter all the details required and click on ‘Submit’. 

Offline Modes: 

  1. You can check the status of your loan application by simply just dialling the bank’s customer service department on 1860-120-7777 between 08:00 a.m. and 08:00 p.m. from the mobile number you first used to register for the loan. 
  1. Another method you can implement to check the status of your personal loan application by visiting the nearest branch of an ICICI bank. To locate the nearest branch of ICICI Bank close to you, log in to the website and use you the Branch Locator option. 

Register Online for ICICI Personal Loan Account: 

You have the ability to register online for your ICICI Bank personal loan account by following the steps given below: 

  1. Visit ICICI bank’s official website 
How to Register Online for ICICI Personal Loan Account

2. On the top right corner of the homepage, click on ‘New User’  

3. You can start using  Netbanking by simply using your User ID and Password provided to you in the welcome kit given by the bank. 

4. In case you have forgotten your User ID or password, you can instantly get your User ID on your registered mobile number and instantly set up a new password online. 

What Are the Details Required to Check Personal Loan Status? 

The following are the required details needed to check the status of your ICICI Bank personal loan: 

  • Loan Account Number and/or 
  • Online banking credentials 

How to check ICICI Personal Loan Status Online 

You can check the status of your active personal loan online using any of the following methods mentioned below: 

1. Via Net Banking: 

Once you have successfully registered yourself for net banking on the bank’s official website, you can check the status of your active personal loan by following the steps given below: 

How to check ICICI Personal Loan Status Online
  •  On the subsequent page, provide your User ID/Registered mobile number and password to log in. 
provide your User ID/Registered mobile number and password to log in
  • Once you have successfully logged in using your User ID or your registered mobile number, you can check the status of your active personal loan. 

2. Via Mobile Application: 

ICICI bank lets you track the status of your active personal loan using the bank’s iMobile application that is available for both Android and iOS users. Simply download the app and log in to your account to check the status of your active personal loan. 

How to check ICICI Personal Loan Offline 

You can check the status of your active personal loan offline by visiting the nearest branch office or calling up the bank’s customer care toll-free number. 

  • Branch Visit: You can check the status of your active personal loan by visiting the nearest ICICI bank branch. To locate the nearest ICICI bank branch click on maps.icicibank.com/mobile 
  • Call: You can also know the status of your active personal loan by calling up the bank’s customer care department at 1860-120-7777 between 08:00 a.m. and 08:00 p.m. from your registered mobile number. 

Different types of Modes to Check Personal Loan Status 

There are two modes through which you can check the status of your personal loan: 

  • Online: You can check the status of your personal loan online by visiting the ICICI BANK website. You will be required to enter details such as your unique reference number and your registered mobile number to check the status of your personal loan. You can follow the same process by downloading the bank’s mobile app. 
  • Offline: You can check your personal loan status by visiting the nearest ICICI BANK branch. You must carry the relevant documents with you and know your reference number and mobile number to check the status of your personal loan. You can also contact the customer care service to check the personal loan status. You must also know your reference number so that it becomes easier for the bank representative to help you know the status of the personal loan. 

You can check the status of your ICICI BANK personal loan by calling on their toll-free numbers: 

  • 1860-120-7777 

These steps seem too tedious? Don’t worry, you can avoid these steps by just writing or giving a call to Fincity

Fincity makes life easier! Just call us on (+91) 7022987485 and have an expert loan advisor find the details for you. 

There’s another way! You can also choose to email us at pl@fincity.com to know your loan application status within 48 hours.   

How to apply for a Personal Loan? 

To apply for a personal loan at ICICI Bank, you can either do it online, in person to the nearest ICICI BANK branch, or the best way – contacting Fincity! 

Online method: ICICI BANK, like every major bank, has an online portal. A user can visit the official website of the bank and provide basic details such as name, income, and employment and property documents to quickly apply for a personal loan. Once the process of application submission is done, the bank will process your application and approve your personal loan, based on your requirement and eligibility.

Offline Method: You can also do things the old-fashioned way! Just visit the bank, fill in the application and submit it along with the requisite documents. In general, it can take just a few days for your application to be processed and approved/rejected. You can also dial up the customer care number and ask to apply for a personal loan. 

Best Method: One word – Fincity! Simply call us or write to us stating your requirement, and our experienced team of experts will duly analyse your requirement, your eligibility and discuss the same with you, and your loan amount will get sanctioned in an instant! 

So quickly apply for a Personal Loan with Fincity. 

Fincity has a plethora of options to choose from – Banks to Interest Rates. Be spoiled for choice here! 

Fincity – Feel At Home. 


I hereby declare that I have read the consent. and I appoint and allow FINCITY to access my credit information from Credit Information Companies in order to understand my credit worthiness and thereinafter provide personalised values which would help them generate the Credit Information Report, Credit Score and Credit Analysis. I/We hereby authorize FINCITY & its affiliates including banking partners to call or SMS and/or WhatsApp with reference to my application or in relation to any of FINCITY products, notwithstanding anything to the contrary that may be contained anywhere, including any registration for DNC/ NDNC.


Thanks for showing your interest

We will get back to you soon

Like us on

Personal Loan

Personal Loan

Personal Loan Interest Rates

Personal Loan Emi Calculator

Personal Loan Application Status

ICICI Bank Personal Loan

ICICI Bank Personal Loan

ICICI Bank Personal Loan EMI Calculator

ICICI Personal Loan Eligibility Calculator