Availing Home Loans can prove to be a very tedious process, but Fincity’s team of financial experts are not only highly skilled but also committed to taking away the hassle and simplifying the task.
If you’re on the exciting journey to owning a house, let’s make it easier for you! Here are a few documents you’ll need for a home loan.
Home Loan Documents Required for Salaried Employee:
| Particulars | Documents |
| Application form: | Completely filled and signed Home Loan application form of the chosen bank/financial institute. Compare and choose from best offers here. |
| Identity/ Age Proof: | PAN Card (mandatory) Driving License Passport |
| Address Proof: | Passport Rental Agreement Driving license Electricity / Telephone Bill Ration Card Bank Statement |
| Income Documents: | Last 3 months’ salary slips Last 6 months’ bank statement (Salary Account)Form 16 |
| Property Documents: | Copy of complete chain documents of property Copy of Agreement to Sell (if in possession) Copy of the Allotment Letter / Buyer Agreement(if applicable) Copy of Receipt/(s) of payment/(s) made to the developer (if applicable) |
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Home Loan Documents Required for Self-Employed Individuals (Professionals and Non-professionals:
| Particulars | Documents |
| Application form: | Completely filled and signed Home Loan application form of the chosen bank/financial institute. Compare and choose from best offers here. |
| Identity/ Age Proof: | PAN Card (mandatory) Driving License Passport |
| Address Proof: | Passport Rental Agreement Driving license Electricity / Telephone Bill Ration Card Bank Statement |
| Business Establishment/Existence Proof: | Business Profile Establishment Certificate Trade License Certificate SSI Registration Certificate Partnership Deed (for firms) / Memorandum of Association (MOA) for companies Export-Import Code Certificate/Factory Registration Certificate PAN Card/Sales Tax/ VAT Registration Certificate SEBI Registration Certificate Registration No issued by ROC Degree Certificate for Professionals Membership Certificates for Professional Business Existence Proof for Professionals |
| Income Documents: | Income Tax Returns certificate for 3 years along with COI & B/S duly certified / audited by CA Last 12 months’ Bank Statements (Self & Business) |
| Property Documents: | Copy of complete chain documents of property Copy of Agreement to Sell (if in possession) Copy of the Allotment Letter / Buyer Agreement (if applicable) Copy of Receipt/(s) of payment/(s) made to the developer (if applicable) |
Know More About Home Loan for Self-Employed
Need more specific queries about home loan documents? Connect with our expert loan advisors at hl@fincity.com.