IDFC First Bank Personal Loan
Standard Chartered Bank offers their customers Personal Loans of up to Rs.50 lakhs for a tenure as long as 5 years. Minimum loan amount available is Rs.1 lakh and the funds can be used to meet purposes such as emergency medical needs, vacation, gadget purchase and home renovation.
IDFC First Bank Personal Loan Summary
Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.
IDFC Personal Loan Eligibility
To be eligible for an IDFC Bank Personal Loan,
An Applicant must be:
Find out how much IDFC Personal Loan amount you are eligible for!
Type in a few details in the Fincity Personal Loan Eligibility Calculator and know now.
IDFC Personal Loan Interest Rates
Once a borrower applies for an IDFC personal loan, the lender will assess the borrower’s eligibility based on a number of criteria such as their credit score, age, income and repayment history before finalizing on the interest rate available to them. Their personal loan interest rate starts at 11.69% per annum.
Note :The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.
IDFC Bank Personal Loan Processing Fees & Charges
Here’s a list of the processing and other fees charged by IDFC Bank when you apply for a Personal Loan.
Particulars
Charges
Note :The above rates are subject to change at the discretion of the banks without prior notice.
IDFC Bank Personal Loan EMI Calculation
The best way to find out the right loan scheme for you is to calculate the EMI amount applicable for each shortlisted scheme. Enter a few details like the loan amount, interest and tenure into the Fincity Personal Loan EMI calculator and have access to the approximate EMI instantly.
IDFC Personal Loan Documents Required
Here are the main documents individuals will need while applying for an IDFC Personal Loan.
Common Documents:
Specific Documents:
For Salaried Individuals
For Self- Employed Individuals
Note : Required documents must be self-attested and may slightly differ.
IDFC Bank Personal Loan Scheme Benefits
IDFC Bank personal loans come with the top-up facility, allowing customers the option of extra funds over and above the sanctioned amount. It requires minimum documentation and the processing is quick as well. The loan tenure is flexible – starting from 12 months going up to 60 months.
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