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What is an E-Home Loan?

Digital loans platform Fincity brings you 1000+ digitized home loan products with the lowest interest rates (as low as 7.2%) from 50+ leading financial institutions/banks and NBFCs. Our mission is to bring home loan to you from the comfort and convenience of your home in an end-to-end digital, speedy and transparent manner – being involved in every step of the way right from home loan application all the way till the loan is disbursed.


Here’s what you can expect when you apply for a paperless E-Home loan on Fincity to fulfill your mortgage needs online (be it for a fresh home loan or refinancing your current home loan)

Total Digitalization

Imagine the entire process of home loan application to verification to approval taken care of online without you having to physically step out of your house! With strict verification and security protocols in place, the borrower can have this so-called “tedious” task sorted stress-free and in a matter of minutes at no cost to you. As you provide information about your requirements, Fincity proprietary technology comes into action! We start working with 50+ lenders and 1,000+ Home Loan products to find the most suitable product for you we are Customer 1st. You can trust Fincity will provide you with best product in terms of overall loan amount, interest rates, processing fees and other hidden charges

Approval in 10 minutes

Your home loan is approved in just 10 minutes and you get a cash-back of up to Rs.30,000, saving you up to 5 lakhs in cost towards agents and middle-men. Plus, you get a free credit report on completion of the application. How you can save money?


For self-attestation of the loan document, E-KYC and e-signing will be required. Your Aadhaar card number will be used to verify details. Since Fincity is committed to speeding up the sanctioning process, a cash crisis is something you will no more have to worry about while your home is under construction.

Get Fast Home Loans in 6 steps within 10 minutes

Sign Up

Sign up and fill up the application with basic personal details.

Check Credit Score

Get a free Credit Report to know your creditworthiness.


Fill up the E-KYC form

Income & Property Details

Enter details of your salary and any other source of income.Enter property details like Builder name,Project name, Property address, etc

Loan Offers

Explore Loan Offers and find the one most suitable for you.


Self-attest the document with an e-signature

And done! You will receive your loan sanction letter!