Finnable Personal Loan

  • Interest Rate starting from 16.99%
  • Loan Amount up to Rs.10 lakhs
  • Loan Tenure up to 4 years
  • Processing Fee up to 4% of loan amount + GST
Get Finnable Personal Loan

Finnable offers Personal Loans to customers in major cities such as Bangalore, Mumbai, Pune and Hyderabad. Borrowers can avail a loan amount ranging from Rs.50,000 to Rs.10 lakhs starting at 16.99 interest rate for a tenure of up to 4 years. 

Finnable Personal Loan Summary
Interest Rate16.99% onwards
Loan AmountUp to Rs.10 lakhs
Loan TenureUp to 4 years
Processing ChargesUp to 4% of loan amount + GST
Fixed Obligations to Income Ratio (FOIR)Up to 50% of net salary

Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.

Finnable Personal Loan Eligibility

To be eligible for a Finnable Personal Loan,

An Applicant must be:
  • A salaried or self-employed individual, a PVT LTD company, a CA Company or a Limited Liability Partnership company.
  • Above the age of 23.
  • Have a minimum credit score of 675 and a minimum Finnable score of 550.
  • Earning with a minimum net monthly income of Rs.20,000.

Get a look into how much Finnable Personal Loan you qualify for!

Type in a few required details into the Fincity Personal Loan Eligibility Calculator to know.

Finnable Personal Loan Interest Rates

Finnable Personal Loan interest rate ranges from 16.99% to 28.99%. The applicable interest rate varies from customer to customer depending on their profile. Some factors taken into consideration are their credit score, repayment history, age and income.

Note :The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.

Finnable Personal Loan Processing Fees & Charges

Here’s a list of the processing and other fees charged by Finnable when you apply for a Personal Loan.

Loan processing charges

3-4% of the loan amount + GST 

Other Charges

To be communicated by the lender once application is accepted. 

Note :The above rates are subject to change at the discretion of the banks without prior notice.

Finnable Personal Loan EMI Calculation

The first step to choosing the best personal loan product is to compare a number of them in terms of rate, benefit and EMI schedule. Use the Fincity Personal Loan EMI calculator to access each scheme’s tentative EMI schedule and pick the one most comfortable for you to repay.

Finnable Personal Loan Documents Required

Here are the main documents individuals will need while applying for a Finnable Personal Loan.

3 cheques of salary account for disbursement:

  • 1 Cheque for Loan amount 
  • 2 Cheques for 2 EMIs in advance 


Photo Identity Proof (Self-attested copy of any one document*):

  • Passport 
  • Pan Card 
  • Voter Identity Card 
  • Driving License 
  • Aadhaar Card 

Address Proof (Self-attested copy of any one document*):

  • Ration Card 
  • Passport 
  • Bank Account Statement 
  • Aadhaar Card 
  • Driving License 
  • Electricity Bill 


Employment Document:

  • 3 months’ salary slips 
  • Latest 3/6 months bank statement 


Bank Details:

  • Account number 
  • IFSC 
  • Name of the bank 


Loan Amount Details: 

  • Loan amount 
  • Tenure  
  • EMI 

Note : Required documents must be self-attested and may slightly differ.

Finnable Personal Loan Scheme Benefits

Finnable promises minimum documentation, zero hassle and loan disbursement within just 24 hours. Plus, they offer loans of up to Rs.10 lakhs that can be repaid over a tenure of up to 4 years.

Want an instant personal loan but got no time for research?

Let Fincity do the work for you; connect with an expert at and access up to Rs.50 lakh personal loan at as low as 10.49% with 24-hour disbursal.