DCB Home Loan

  • Loan Amount of up to Rs.5 crores
  • Interest Rate at 10.24% onwards
  • Loan up to 90% of property value
  • Loan Tenure up to 20 years
Get DCB Bank Home Loan

DCB Bank Home Loans start at an interest rate of 10.24% for a tenure of up to 20 years. It comes with balance transfer facility and a home loan insurance at a reasonable premium. This helps cover the loan amount in case of the borrower’s death or critical illness.  

DCB Home Loan Summary
Interest Rate 10.24% onwards
Loan Amount Up to Rs.5 crores
Loan Tenure Up to 20 years
Loan-to-Value Ratio Up to 90% of the property value
Processing Charges Up to 2% of the loan amount, subject to a minimum of Rs.5,000

Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.

DCB Bank Home Loan Eligibility Criteria

Here are the eligibility criteria to get a Home Loan from DCB Bank:

An Applicant must be:
  • An Indian Resident/NRI/PIO
  • Salaried or self-employed
  • Between 21 and 70 years of age (maximum 70 at the time of loan maturity)

Use the Fincity Eligibility Calculator to know how much DCB Bank Home Loan you’re eligible for!

Enter basic loan-related details and find out in a matter of clicks.

DCB Bank Home Loan Interest Rates

DCB Home Loan interest rates are directly linked to the External Benchmark Linked Rate (EBLR) and currently stands at 10.24% per annum.

DCB Bank Home Loan EMI Calculation

If you want to get an understanding of the EMI amount for your chose tenure and loan amount, enter the necessary details in the Fincity Home Loan EMI calculator and find out!

DCB Bank Home Loan Documents Required

Below are the documents you will need to apply for a DCB Bank Home Loan.

Salaried Individuals  Self Employed Individuals 
  • Duly filled in and signed the application form with photographs
  • Duly filled in and signed application form with photographs
  • Identity, address and age proof
  • Identity, address and age proof
  • Salary slip of  last 3 months
  • ITR and financial statements, including balance sheet, profit & loss account, schedules. (documents must be certified by a CA)
  • Bank statement of the past 6 months
  • Bank statement of the past 12 months
  • Form-16 and Income Tax Returns (ITR) details of two years


  • For partnership firms: Latest partnership deed 
  • For companies: Latest Memorandum and Articles of Association (CA certificate on profit sharing ratio/list of directors/shareholding partnership) 
  • For Limited Liability Partnership: LLP Agreement 
  • Title documents of the property
  • Title document of the property along with business address proof


Note : Required documents must be self-attested and may slightly differ.

DCB Home Loan Scheme Benefits

DCB Bank offers borrowers the flexibility of choosing between fixed and floating rates. The insurance plan with low premium is an attractive feature.

Are you looking to find the best Home Loan?

Take help from our expert loan advisors to find the lowest rate loans; email us at hl@fincity.com and get free assistance right away!