Axis Bank Home Loan

  • Loans starting at 7.75% interest
  • Tenure up to 30 years
  • Loan amount up to Rs.5 crores
  • Processing charge is Rs.5,000 + GST
Get Axis Bank Home Loan

Axis Bank offers floating interest Home Loans at an interest rate of 7.75-8.55% for up to 30 years while they offer fixed interest Home Loans at 12% interest rate for up to 20 years. Borrowers can look into their many home loan schemes designed for home construction/purchase, buying a plot, home renovation and expansion.

Axis Bank Home Loan Summary
Interest Rate 7.75% – 8.55%
Loan Amount Rs. 1 lakh – Rs. 5 crores
Loan Tenure Up to 30 years
Processing Charges Rs.5,000 + GST

Note : The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.

Axis Bank Home Loan Eligibility Criteria

An Applicant must be:
  • An Indian Resident
  • Salaried or self-employed
  • Between 21 and 60 years of age in case of salaried and 21 and 65 in case of self-employed professional/non-professional individuals.

Know how much Axis Bank Home Loan you’re eligible for!

Enter basic loan-related details in the Fincity Eligibility Calculator and find out in a matter of clicks.

Axis Bank Home Loan Interest Rate (2020)

Axis Bank offers a number of schemes with the lowest interest rate being 7.75%. Here’s a look at all the popular schemes along with their interest rates.

Axis Bank Home Loan Schemes Interest Rates
Home Loan (floating rate) 7.75% – 8.55% p.a.
Home Loan (fixed rate) 12% p.a.
Asha Home Loan 10.05% – 11.50% p.a.

Note :The above rates are subject to change at the discretion of the banks or on the basis of RBI directives.

Axis Bank Home Loan EMI Calculation

To take the next step in your home loan journey, it’s important to check the EMI amount in case of each scheme and select the one that’s right for you. Use the Fincity Home Loan EMI calculator, enter required details and find out the EMI amounts immediately.

Axis Bank Home Loan Documents

This is a general list of the main documents you will need when you apply for an Axis Bank Home Loan.

  • Duly filled in and signed Axis Bank Home Loan Application Form
    • Proof of Identity
  • Proof of Address
  • Proof of Age
  • Signature Proof
  • Proof of income
  • Lease Rental Discounting
  • Loan Agreement & Annexures
  • Sanction letter
  • TDS challan or bank statement reflecting the same
  • Processing fee cheque in the name of the bank
  • National Automated Clearance House (NACH) mandate/SI form and SPDC

Note : Note : Note: Required documents must be self-attested and may slightly differ.

Axis Bank Home Loan caters to individuals buying a house/plot, constructing/ renovating/extending a home and have a long loan tenure and no prepayment charges in case you want to repay it in advance.

Interest Rate 7.75% – 8.55%
Loan Amount Rs. 1 lakh – Rs. 5 crores
Loan Tenure Up to 30 years
Processing Charges Rs.5,000 + GST

Want expert help around finding the best home loan tailored for you?

Connect with our home loan advisors right away at hl@fincity.com and get free assistance on finding the lower rate Home Loans with maximum benefits in no time!