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Axis Bank Home Loan
A home is one of the first things people think of buying, in their youth – how they want it to look like, what are things they will have in the house, etc. But as they get older, they realize that to make this dream of theirs come true, they need money, which is not easy to save with the current economy and inflation crisis. It is to help this goal of people, to buy their dream homes that Axis Bank offers home loans.
Axis bank provides home loans for amounts up to Rs. 5 crores, with really flexible and relaxing tenures of up to 30 years (360 months). Axis bank home loan interest rate is offered at a minimal 6.9% p.a. at floating interest rate and 12% p.a. at 6.90% p.a. You can get an Axis bank home loan for any home-related purpose! Be it buying, constructing, or renovating an existing residential property.
A home loan is often a very large amount that you borrow from the bank, for the purpose of buying a home. The EMI also tends to be high and therefore you need to decide before hand how much an amount of loan you would want, what interest rate you are comfortable paying and also the tenure of the loan.
Axis Bank Home Loan Interest Rates
The interest rates for a Home Loan through Axis Bank depend on whether you’re a salaried employee or self-employed individual and what type of interest rate package and the scheme you have chosen.
Axis home Loan Schemes
Salaried Individuals
Self-Employed Individuals
Axis Bank Home Loan Schemes
Axis Bank offers home loan schemes for salaried as well as self-employed individuals. Affordable interest rates and flexible tenures are some of the major highlights of Axis Bank home financing schemes.
1.
Axis Bank Shubh Aarambh Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
2.
Axis Bank Fast Forward Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
3.
Axis Bank Asha Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
Axis Bank NRI Home Loan
4.
Interest Rate for Salaried
Interest Rate for Self-Employed
5.
Axis Bank Super Saver Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
6.
Axis Bank QuikPay Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
8.
Axis Bank Power Advantage Home Loan
You can also make the most of the Pradhan Mantri Awas Yojana (PMAY) scheme through Shubh Aarambh and Power Advantage schemes. The various advantages of PMAY include:
7.
Axis Bank Power Advantage Home Loan
Interest Rate for Salaried
Interest Rate for Self-Employed
Axis Bank Home Loan Eligibility Calculator
Axis Bank offers Home Loans to its customers at interest rates starting as low as 6.90% per annum. A borrower can pick from a range of Axis Bank home loan schemes for a loan tenure stretching up to 30 years. In this article, we help you understand the importance of using the Axis Bank Home Loan Eligibility calculator to know how much home loan you are likely to qualify for.
Axis Bank Home Loan Eligibility Criteria
Criteria
Particulars
Note: The details mentioned above are subject to change at the discretion of the lender
How to Use Fincity’s Axis Bank Home Loan EMI Calculator?
You can calculate your home loan EMI almost instantly using the Home Loan Calculator. It is precise and easy to use for anyone. This calculator for Home Loan EMI might require just a few key home loan details from the user to display results.
Here’s an easy guide on how to use the home loan EMI calculator:
Step 1:
Use the slider or just enter the number to input the loan amount you wish to borrow.
Step 2:
Input the applicable interest rate for the home loan.
Step 3:
Input the tenure over which you will be able to repay your home loan.
As soon as you complete the above steps, your home loan EMI will be displayed along with other details such as total amount payable and also total interest payable.
Factors That Affect the EMI of Home Loan
Home Loan EMI can be calculated using an online Housing Loan Calculator which takes into account many factors like loan amount, interest rate and the tenure or duration for which you are planning to avail the loan.
Fincity offers Home Loan for amounts as low as Rs. 30 lakhs to as high as Rs. 5 Crores.
Home Loan Fees and Additional Charges
Depending on the loan type you are applying for, a few charges may be levied. They are mentioned below:
How to Apply for Home Loan on Axis Bank Portal?
Here are the steps to follow to apply for an Axis Home Loan on the bank website:
1) Visit Axis Bank’s official website.
2) Click on the ‘Apply Now’ button on the page.
3) Enter your personal, professional, property-related other details required to sign up. Check the authorization box and then click the Submit button.
4) A bank representative will get back to you with the next steps.
How to Apply for Axis Bank Home Loan with Fincity?
You can apply for an Axis Bank Home Loan on Fincity by following the steps below:
1) Click https://app.fincity.com and sign up.
2) Click ‘Home Loan’ under Loan Type
3) Enter the required personal, professional, income, property-related details, and upload necessary documents.
4) Click Submit
How to Check Your Axis Home Loan Application Status on Fincity?
Checking you Axis Bank Home Loan application status on Fincity is easy. Just follow these steps:
How to Check Your Axis Home Loan Application Status on the Axis Portal?
Here’s how you can check the status of your Home Loan application on the Axis website.
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Axis Bank Home Loan
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